personal finance

Provident Financial

Provident offer unsecured loans to customers from all walks of life, often to people with poor credit ratings, county court judgements and those other loan providers may not be able to serve. Apply online for cash loans from £50 to £500.

360 Money - Pre-paid Debit Cards

The Splash card is like cash - only better.

It's a payment card which you can load with money (free of charge) by easy automatic top up from a bank account, wage transfers, with cash or with a credit or debit card.

APS Cashplus - Pre-paid card

The cashplus prepaid Gold Mastercard is an award winning prepaid card with no credit check or bank account needed. 100% acceptance guaranteed.

Use it to shop securely online, by phone or in store and top up FREE...

Bread - Pre-paid cash card

Bread is a pre-paid cash card. There are no credit checks and you can pay as you go and top up with cash as and when you need to.

You can enjoy all the benefits of a Maestro card with no interest payments or surprises.

Loanspage

Apply for a loan online free of charge.

Loanspage are a loan finding service who source loans free of charge on your behalf.

You could have the loan as quickly as the following day.

Credit Expert from Experian

Get a 30 day trial with online access to your Experian credit report.

It will show you what lenders see when you apply for a loan or credit. and is very useful if you want to improve your credit rating.

Vanquis Bank Ltd

Vanquis Bank's visa card is for customers ranging from those who have had credit problems in the past to those completely new to credit, are self-employed or have a low income. It takes only 5 minutes to apply and they claim they will respond within 1 minute.

Chiltern Debt Management

With Chiltern Debt Management you can turn your debts into manageable monthly payments in just ten minutes.

They aim to have your interest & charges frozen, work on your behalf & deal with your creditors...

Wonga

Wonga can offer you short-term credit and applying is simple. There's no paperwork, as the whole process is online.

You decide you much cash you want to borrow and how many days you need it for...